Motorcycle insurance, like all other insurance, has potential limitations you should know about that can affect your ability to be covered.
You must put yourself in the best possible position to be eligible for insurance and to be insured at a reasonable rate. We have some tips to help ensure you are in the best position to obtain motorcycle insurance.
Potential Motorcycle Insurance Limitations
Past convictions or losses can hinder your ability to be insured or have you labeled as a high-risk driver, which comes with significantly higher premiums.
Altering your motorcycle, such as making modifications to the frame, suspension, and engine, will often result in you becoming ineligible for insurance.
On top of driving infractions, being convicted of fraud can be a limitation in successfully securing motorcycle insurance. A history of non-payment is another good way to make sure you won’t be eligible for motorcycle insurance.
Type of Motorcycle
It will be very difficult to insure a motorcycle that has been manufactured for racing and/or jumping.
Country of Origin
Purchasing a bike from outside of North America from a company that does not have established distribution in North America can limit your ability to insure the motorcycle.
It’s very important to make sure you don’t limit yourself when it comes to motorcycle insurance. We hope the above information can help you do that! If you have any questions about motorcycle insurance be sure to contact a StreetRider representative.